Top financial New Year resolutions that are easy to keep

Save more This has to be one of the top New Year resolutions. Start by spending less during holiday shopping and opening a savings account with high yield.

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Create a budget Calculate how much you earn each month and how much you spend. Then cut off the unneccessary spendings to save more money.

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Pay off credit card debt If you are struggling with this, you are not alone. consider consolidating your debt on a balance transfer credit card.

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Improve credit score Improving your credit score should be a priority. Make it a point to pay your bills by time and turn on autopay so that you don't forget.

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Start an emergency fund This New Year, make sure that you start an emergency fund. Start by opening a high-yield savings account.

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Not open any more credit cards Credit cards are alluring, but may make you spend more than what you can afford and put you in a rabbit hole of debts.

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Boost retirement savings At a time when inflation is high, you should think about your retirement plant. Start by contributing a bit more to your PF account.

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Invest Having just one source of income may not sustain you in the long run. Instead, do your research and invest in a good stock or SIP.

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Eat more homemade food One of the ways you may be spending your money can be your food orders. This New Year, vouch to cook more food rather than spending money on restaurants.

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